Underinsured Drivers Claims

Many times, people involved in accidents are uninsured. If you have been involved in an auto accident with an uninsured or underinsured driver in the Sacramento Area or other areas of California, contact Guenard and Bozarth for a free legal consultation today.

Car Accident Insurance: Many State Requirements Are Inadequate

While every state in the country has insurance regulations for drivers, the amount of coverage required varies from state to state. A motorist with a high-mileage car that is ten years old is most likely to carry only the state minimum on his policy. For instance, the minimum liability coverage for California is $15,000 for each person injured in an accident, with a limit of $30,000 for the entire accident. Included in the minimum liability is $5,000 worth of property damage coverage.

Uninsured, Underinsured or Hit-and-Run Driver Coverage

This coverage also applies for accidents involving hit-and-run drivers. If your insurance company claims that there is no extra coverage for uninsured or underinsured accidents, contact an attorney immediately. In a hit-and-run case, proving that the at-fault driver's vehicle made physical contact with yours is crucial in proving your claim.

Unfortunately, an accident caused by the aggressive or reckless driving of a vehicle that does not come into physical contact with yours is not covered by most uninsured motorist policies. Proving that you were struck by a hit-and-run driver can sometimes be difficult; therefore, it is very important to contact Guenard and Bozarth to help you gather witness information, contact the police, photograph your vehicle. You should leave that to your attorney. You should worry about going to the hospital immediately and taking care of your body. Leave the insurance stuff to your attorney.

Handling Accidents Involving Uninsured or Underinsured Drivers

Collecting benefits from an insurance company can be a trying and difficult task. Sorting out the claims between two insurance companies can be even harder. Guenard and Bozarth has the experience you need to help you get the compensation that you deserve. We won’t settle for low-ball settlement offers and insurance company stalling tactics. If you or someone you love is having difficulty in receiving benefits in a case involving uninsured, underinsured or hit and run accidents, call Guenard and Bozarth for a free legal consultation today at (916) 714-7672.