The premiums for private disability insurance are expensive. You should not have to fight your insurance carrier when you are injured or ill and need to invoke your disability policy. Yet thousands of claimants get the runaround or flat-out denial when they file a claim, or have their benefits mysteriously and abruptly cut off. These common scenarios may constitute insurance bad faith if there is no legitimate reason for withholding benefits.
Guenard & Bozarth represents individuals who have been unfairly treated or had their claims terminated without cause. Our lawyers have litigated short-term disability and long-term disability insurance claims on behalf of clients throughout Northern California and beyond.
Permanent disability is clearly defined under the law, but many times insurers just stop paying after two years, five years or 10 years. This may be grounds for a bad faith lawsuit.
If you have encountered any issue with your private disability insurance claim, call the experienced trial attorneys of Guenard & Bozarth. We have offices in Elk Grove and Sacramento. Call 916-226-9098for a free consultation or use our online form to tell us about your denied disability claim.
We will promptly investigate your car, motorcycle or truck crash to pursue maximum damages.
We fight back when legitimate claims are unfairly denied by insurance companies.
Bad faith litigation is becoming more common as the insurance industry continues to engage in dishonest practices that trample the rights of policyholders.
INSURANCE COMPANIES KNOW US BECAUSE THEY’VE PAID OUR CLIENTS OVER $130 MILLION DOLLARS.
CAR ACCIDENT INJURY
Guenard & Bozarth llp obtained a $2,962,903 jury verdict in the Sacramento County Superior Court for plaintiff David Schoonover, who suffered head and neck injuries and fractures in a head-on accident on Roseville Road in Roseville on July 22, 2012
HAIR SALON INJURY
Guenard & Bozarth LLP recently settled a case for $300,000 involving a hair weave that went terribly wrong. Our client was a young lady, and aspiring model, who experienced pressure necrosis from a tight weave and it changed her life.
SLIP & FALL INJURY
Guenard & Bozarth LLP recently settled a slip and fall case for $500,000 a couple weeks before trial. The client slipped and fell on a wet piece of cardboard in a grocery store and sustained a serious shoulder injury that required surgery.
On February 13, 2013 Maricela, a Certified Nursing Assistant presented to Santa Barbara Cottage Hospital Emergency Room with complaint of neck and back pain. She was diagnosed with a neck strain and was given Ibuprofen and instructed to return if her symptoms did not subside.