The Hidden Trap Of California’s Low-Cost Auto Insurance: Why A $3,000 Property Damage Limit Could Put You And Your Loved Ones At Risk

California’s state-sponsored Low Cost Automobile (CLCA) Insurance program was created to help income-eligible drivers stay legal on the road without facing unaffordable premiums. While the program fulfills the legal mandate to carry auto insurance, its coverage limits are dangerously low – creating a financial trap that catches drivers on both

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