What Does Full Coverage Auto Insurance Actually Mean?

Often times we will meet with a car crash victim and one of the first things they tell us is they have full coverage car insurance. When we dive a little deeper we learn that what they believe is “full coverage” is often inadequate to protect their interests.

Car insurance consists of Comprehensive, Collision, Liability, Uninsured/Underinsured Motorist and Medical Payment coverage. On some occasions they will only have the state minimum liability coverage which is $15,000 per person and $30,000 per accident which is often too low  Often times the insurance agent is trying to keep the premium low in order to make a sale and the client doesn’t really understand how this will impact them if they have a collision.

Our office will sit down with you and without cost we will analyze your car insurance coverage and suggest changes. Most of the time these changes are just a few dollars in the cost of the policy. Understanding the difference between the state minimum and what we recommend will make a big difference should you be involved in a crash. Isn’t that why you bought insurance in the first place?  

We represent people who are injured because of the careless and reckless acts of others.  At the end of the day your case can only be settled one time and you need to know all of the facts beforehand. The reason that insurance companies have paid our clients in excess of $130,000,000.00 is that we get the facts and are not intimidated at the prospect of going to trial when they refuse to follow the law. We help with serious issues that require serious representation. We are the Law Offices of Guenard & Bozarth. We have almost 60 years of experience in our plaintiff’s only law firm. Call GB Legal 24/7/365 at 888-809-1075 or visit www.gblegal.com We Can Help!

Success Stories

The committed team at Guenard & Bozarth has recovered millions of dollars in settlements and verdicts for families devastated by debilitating injuries, wrongful deaths and shameful insurance company tactics.

  • The committed team at Guenard & Bozarth has recovered millions of dollars in settlements and verdicts for families devastated by debilitating injuries, wrongful deaths and shameful insurance company tactics.

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Elk Grove Office

8830 Elk Grove Blvd
Elk Grove, CA 95624
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Phone: 916-714-7672
Fax: 916-714-9031
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1810 S Street
Sacramento, CA 95814

Phone: 916-714-7672
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