A recorded statement of facts is almost always requested any time you are involved in an automobile crash. Another reality is if you give this statement without the benefit of a legal representative many of the things you say will be used against you. Claims adjusters take accident statements multiple times per day. They are very good at getting the information they want to support their role. Without the benefit of any attorney these claims adjustors will later work to convince you to agree to a settlement that falls far short of the compensation you are entitled to.
Insurance adjusters all seem very friendly but it’s important to remember whose side they’re on. Anyone giving a recorded statement without an attorney should give as little information as possible. In almost every case, giving a recorded statement to an insurance adjuster before consulting with an attorney is a bad idea. This is where doing your homework and understanding the actual role the adjuster will play in your injury case will allow you to protect your interests most effectively. We’ve done that homework and we control this process.
The role of an insurance adjuster is to investigate and determine the extent of an insurer’s liability in connection with a particular claim. To resolve personal injury claims, the adjuster will evaluate the facts they see as important regarding the case and decide what they believe fair compensation should be. They are supposed to base this decision on the victims’ injuries, property damage, or losses. Some of the adjustor’s roles and duties include:
- Investigate, evaluate and resolve insurance claims.
- Review the insurance policy and determine coverage.
- Speak with all of the parties involved and collect their testimony.
- Negotiate a fair settlement with the injured person or their legal representative.
- Ensuring all injury claims are transparent.
- Determine appropriate compensation.
- Meet with claimants’ employers or doctors to uncover fraudulent claim. In most cases you have no obligation to provide a recorded statement to another insurance company or adjuster.
We represent people who are injured because of the careless and reckless acts of others. At the end of the day your case can only be settled one time and you need to know all of the facts beforehand. The reason that insurance companies have paid our clients in excess of $130,000,000.00 is that we get the facts and are not intimidated at the prospect of going to trial when insurance companies fail to offer full compensation. A Sacramento personal injury lawyer can help with serious injuries that require serious representation. We are the Law Offices of Guenard & Bozarth, LLP. Our attorneys have more than 60 years of experience specializing in only representing injured people. Call GB Legal 24/7/365 at 888-809-1075 or contact Guenard & Bozarth online. We would be honored to represent you!