March 1, 2022
California Senator Introduces Auto Liability Insurance Reform Bill

California Senator Bill Dodd introduced legislation recently designed to improve liability coverage for California motorists. The legislation would better protect people injured in crashes as well those who might be exposed to paying higher medical and vehicle repair bills. “Californians have been underinsured for too long and it is costing them dearly,” Sen. Dodd said. “My bill ensures crash victims get the financial support they need while covering those who might be liable for soaring medical and property damage costs. It modernizes our insurance laws, bringing our state in line with what the rest of the country deems the right amount of coverage.”

In 1967 California set the current mandatory insurance minimums which required drivers to carry $15,000 in coverage for a single injury or death, up to $30,000 per accident and only $5,000 for property damage. Only four states have the same or lower limits. Many drivers are under the false impression that carrying the current minimum would make them whole after a crash. The standard is especially hard on low-income or fixed-income residents who lack a safety net to cover damages.

Senate Bill 1107 as written by Senator Dodd would update the insurance minimums to $30,000/$60,000/$25,000, bringing it in line with increased costs over the past half-century on everything including vehicle repairs, medical care and emergency services.

The bill is supported by groups representing California consumers and seniors. California’s outdated and woefully inadequate mandatory auto insurance liability minimums leave low-income and even middle-class families – including many retirees and other aging adults – at risk of falling deep into financial debt following a serious vehicular accident,” said Michael Nye, California Alliance for Retired Americans’ legislative committee co-chair. “Victims should not be forced to take out thousands of dollars in loans, which often take years to pay off, just to cover damages caused by a negligent driver.”

“Over the last half-century, the cost of medical care and vehicular repairs has skyrocketed, leaving too many motorists underinsured and unprepared to cover the cost of being a victim of a negligent driver,” said Craig Peters, president of Consumer Attorneys of California. “Auto insurers cannot continue to offer products that cover this century’s drivers based on last century’s standards. CAOC is proud to support Sen. Dodd’s bill to modernize mandatory liability minimums, and ensure drivers are fully protected by underinsured motorist coverage.”

We represent people who are injured because of the careless and reckless acts of others.  At the end of the day your case can only be settled one time and you need to know all of the facts beforehand. The reason that insurance companies have paid our clients in excess of $130,000,000.00 is that we get the facts and are not intimidated at the prospect of going to trial when insurance companies fail to offer full compensation. A Sacramento personal injury lawyer can help with serious injuries that require serious representation. We are the Law Offices of Guenard & Bozarth, LLP. Our attorneys have more than 60 years of experience specializing in only representing injured people. Call GB Legal 24/7/365 at 888-809-1075 or contact Guenard & Bozarth online.  We would be honored to represent you!






Guenard & Bozarth llp obtained a $2,962,903 jury verdict in the Sacramento County Superior Court for plaintiff David Schoonover, who suffered head and neck injuries and fractures in a head-on accident on Roseville Road in Roseville on July 22, 2012




Guenard & Bozarth LLP recently settled a case for $300,000 involving a hair weave that went terribly wrong. Our client was a young lady, and aspiring model, who experienced pressure necrosis from a tight weave and it changed her life.




Guenard & Bozarth LLP recently settled a slip and fall case for $500,000 a couple weeks before trial. The client slipped and fell on a wet piece of cardboard in a grocery store and sustained a serious shoulder injury that required surgery.




On February 13, 2013 Maricela, a Certified Nursing Assistant presented to Santa Barbara Cottage Hospital Emergency Room with complaint of neck and back pain. She was diagnosed with a neck strain and was given Ibuprofen and instructed to return if her symptoms did not subside.


Contact Preferences

How would you like to be contacted? Check all that apply.

This field is for validation purposes and should be left unchanged.

Never in my life did I think I would recommend an attorney. Somehow God sent this angel of an attorney to assist me in my personal injury lawsuit. I was told by lawyers in Bakersfield that my lawsuit was frivolous because there was money in it.
– Bill
Read More
I live in Elk Grove where we don’t always have a lot of choices. Lawyers are one area where we have few good choices. I wanted to work with a local law firm after my motorcycle accident, and I chose Glenn Guenard and Ross Bozarth.
– Lloyd
Read More
My daughter was involved in an automobile accident in an intersection on her 17th birthday. The other person said it was her fault and my daughter said her light was green. I am not the sort of person who sues but my insurance
– Sharon
Read More