The insurance company must give a reason for denying, reducing or terminating your insurance claim. In our experience, claimants are commonly – and incorrectly – told that their policy does not cover such and such. That interpretation may be true in other states where they do business, but insurers must apply the law where the claim is made. California law may override the policy language and require that the event be covered.
This is one example of an insurance coverage dispute, and a prime example of how an experienced lawyer can get action and results where the typical individual would get the runaround. The attorneys of Guenard & Bozarth regularly resolve cases out of court, in part because of our demonstrated successes in obtaining verdicts for insurance bad faith. Insurers know that it may be more cost-effective to settle the claim than face us at trial.
Insurance companies want to settle your claim, but they want to do so as profitably as they can. There may be valid questions of what is covered and where their obligation starts and stops.
Our attorneys will examine the fine print of your policy to determine where you stand and whether to pursue the claim. We have handled all types of coverage disputes, including:
- Storm damage claims, including water intrusion and wind damage
- Fire loss claims, including smoke damage and smoke inhalation injury
- Disability insurance, including medical exams and termination of benefits
- Health insurance claims, including authorization for surgery
- Life insurance claims, including policy exclusions or cause of death
- Auto accident claims, including no-fault benefits and uninsured motorist coverage
We can often reach a mutually agreeable settlement through negotiation. Our lawyers also represent policyholders in arbitration and insurance litigation. When insurance companies engage in unfair and deceitful practices, we will pursue damages for bad faith.
We invite you to a free consultation at our offices in Elk Grove or Sacramento. Your case is handled by an experienced attorney, not a paralegal. In most cases, we take no attorney fees unless we are able to secure compensation or benefits on your behalf. Call 916-226-9098 or contact us online.
We will promptly investigate your car, motorcycle or truck crash to pursue maximum damages.
We fight back when legitimate claims are unfairly denied by insurance companies.
Bad faith litigation is becoming more common as the insurance industry continues to engage in dishonest practices that trample the rights of policyholders.
INSURANCE COMPANIES KNOW US BECAUSE THEY’VE PAID OUR CLIENTS OVER $130 MILLION DOLLARS.
CAR ACCIDENT INJURY
Guenard & Bozarth llp obtained a $2,962,903 jury verdict in the Sacramento County Superior Court for plaintiff David Schoonover, who suffered head and neck injuries and fractures in a head-on accident on Roseville Road in Roseville on July 22, 2012
HAIR SALON INJURY
Guenard & Bozarth LLP recently settled a case for $300,000 involving a hair weave that went terribly wrong. Our client was a young lady, and aspiring model, who experienced pressure necrosis from a tight weave and it changed her life.
SLIP & FALL INJURY
Guenard & Bozarth LLP recently settled a slip and fall case for $500,000 a couple weeks before trial. The client slipped and fell on a wet piece of cardboard in a grocery store and sustained a serious shoulder injury that required surgery.
On February 13, 2013 Maricela, a Certified Nursing Assistant presented to Santa Barbara Cottage Hospital Emergency Room with complaint of neck and back pain. She was diagnosed with a neck strain and was given Ibuprofen and instructed to return if her symptoms did not subside.